The Mortgage Risk Institute is a global platform dedicated to strengthening the way mortgage risk is understood, assessed, and managed. We focus on equipping professionals and institutions with practical knowledge that helps them navigate the risks that exist throughout the mortgage lifecycle. Our work supports everyone involved in housing finance, from those making credit decisions to those managing portfolios, regulatory compliance, property valuation, and servicing.
Mortgage lending is one of the most important components of the financial system. It is also one of the most exposed to risk, especially in times of economic uncertainty. Property prices can fluctuate. Borrowers can default. Valuations can be overstated. Titles can be forged or contested. When any of these risks are not properly managed, the consequences can be serious, not just for lenders and borrowers, but for the wider financial market. That’s where the Mortgage Risk Institute comes in.
We bring together expert knowledge and practical tools to help institutions build stronger, more resilient mortgage operations. Through a growing catalogue of targeted courses, live workshops, technical publications, and real-world case studies, we provide learning experiences that reflect how mortgage risk works in practice, not just in theory. Our courses are designed by professionals who have worked in credit departments, mortgage servicing, valuation, underwriting, and compliance. This ensures our content is not only up to date, but also rooted in day-to-day realities.
The Mortgage Risk Institute was established to fill a clear gap in the mortgage ecosystem. There are many forums that discuss housing finance in general, but few that go deep into the specific topic of risk management in mortgage lending. Whether you are a banker, risk analyst, valuer, lawyer, auditor, regulator, or service provider, you will find relevant content that speaks to your role in keeping the mortgage system safe, fair, and efficient.
Frequently asked questions
Whether you’re a seasoned mortgage professional or just beginning to explore the world of mortgage risk, you may have a few questions about how the Mortgage Risk Institute works, what we offer, and how you can get involved. Below are some of the most common questions we receive. If you don’t find the answer you’re looking for, feel free to reach out to us directly — we’re here to help.